The information contained in this site is not intended for distribution to, nor use by, any person or entity in a jurisdiction where such distribution or use would be illegal or would require any special registration of Wisdom Ministries or its affiliates. None of the information, recommendations, or opinions shared on this site constitute offers by Wisdom Ministries or its affiliates to buy or sell any financial instruments or provide any investment advice or service. The information on the site is obtained from different sources, and Wisdom Ministries does not guarantee its accuracy.
Agreement
In viewing this website, you are agreeing to be bound by the terms and conditions set forth on this page. If you do not agree to the following terms and conditions, we do not consent to provide you access to the site, and you should stop using it.
Changes to the Terms of Agreement
We reserve the right to (at any time): change the terms and conditions of agreement, change the website, and impose or change fees for use of the site.
Securities Disclaimer
Wisdom Ministries is a non-profit organization. No content published on this site constitutes a recommendation that any security, portfolio, transaction, or investment strategy is suitable for any specific person. Also, please understand that Wisdom Ministries, its directors, employees, and information providers will not advise you personally concerning the nature, potential, or value of any specific security, portfolio of securities, transaction, or other matter. To the extent that any of the information published on this site can be considered investment advice, such information is impersonal and not tailored to the investment needs of any particular individual. Before considering any investment, it may be appropriate for you to consult with a qualified investment adviser.
This site may occasionally contain various opinions regarding securities that differ from one another and may even contradict themselves. Wisdom Ministries, its affiliates, its staff, and/or contributing members of Vision 5000 may hold positions in securities that they write about.
Be aware that all information provided on the site is supplied by sources that are believed to be reliable, but that none of the information is guaranteed (neither by the sources nor by Wisdom Ministries). Furthermore, it is conceivable that the information, data, and/or calculations found on this site may not be accurate or complete.
The site may occasionally provide content that is outdated. Such information might not be current, and should not be relied upon.
When exchanges are open, stock and mutual fund quotes are at least 30 minutes old. When exchanges are closed, quotes will reflect the close of the last day of trading. Before buying or selling any security, you should consult with a qualified broker to verify pricing information.
User Conduct
All information that is publicly posted on the web forum and/or chat rooms is the sole responsibility of the individual who originated the content. In other words, you are totally responsible for all content that you upload and post to the site. Wisdom Ministries does not directly control the content posted to the web forum, and cannot guarantee the accuracy and integrity of such content. Your use of the web forum may expose you to content that is offensive and/or indecent. Wisdom Ministries will not be liable for any of the content made available by the site.
You agree not to:
- Restrict or hinder others from being able to use the site;
- Use the site for illegal purposes;
- Convey that any statements you make are endorsed by Wisdom Ministries;
- Alter any portion of the site;
- Circumvent the navigational structure of the site;
- Gather data on visitors to the site without their permission;
- Upload or post any content that is unlawful or harmful;
- Use inappropriate language on the web forum and/or chat rooms associated with the site
- Harm minors in any way;
- Impersonate any person or identity via the forum/chat rooms;
- Forge headers to disguise the origin of content transmitted;
- Upload or post any content that you do not have a right to make available.
Disclaimer of Warranty and Limitation of Liability
The information on this site is provided “as is.” Wisdom Ministries does not warrant the accuracy of content provided herein, either expressly or impliedly, for any purpose whatsoever. Also, Wisdom Ministries disclaims warranties of merchantability or fitness for a specific purpose. Wisdom Ministries will not be responsible for any losses that could arise from the interception by third parties of information made available to you on this site. Although Wisdom Ministries is confident in the reliability of the information provided, Wisdom Ministries does not guarantee the accuracy, validity, timeliness, or completeness of any information or opinions offered by the site – for any particular use. Neither Wisdom Ministries, nor any of its affiliates, directors, officers, or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you may incur in the course of using the site and/or applying any information located on the site. This includes any losses or damages that you may incur resulting from a failure of the site or resulting from an act or oversight by any party involved in making this site available to you. In no case will Wisdom Ministries, its affiliates, its directors, or its employees be liable to you for any damages of any kind – even if Wisdom Ministries has been advised of the possibility thereof.
Termination
Wisdom Ministries reserves the right to terminate your access to the site (without prior notice). Violation of these terms of agreement is grounds for termination.
Copyright Notice
You may download and/or print out one copy of any content from this site for your own personal, noncommercial use. You may not republish, upload, or post any content from the site to online bulletin boards, message boards, newsgroups, or in any other manner, without our prior express written permission. Any modification or noncommercial use of the content is a violation of our copyright and other proprietary rights.
Use of Links
When you leave this site via a link contained in the site, you do so at your own risk. The content that you view will not have been developed, reviewed and/or edited by Wisdom Ministries. Wisdom Ministries is not liable for any damages resulting from the use of a site reached via a link on our site.
When creating links to our site from another site, service, or browser, you agree not to:
- Use any logo or service mark of Wisdom Ministries to link to our site without express permission;
- Create links to internal pages within our site (rather than our home page);
- “Frame” our site.
Non-commercial sites, services, or browsers may link to our site without express permission if such links are “word” (and not logo) links that are spatially separated from any sponsorship or advertising text or graphics that may be on the specific pages containing the links. Please notify Wisdom Ministries if you are linking to our site, and include information regarding the name of your site, the address of your site, and the name of your site operator.
You may request permission to use a Wisdom Ministries “hyperlink logo” in connection with providing a hyperlink to the home page of our site. The hyperlink logos include the Wisdom Ministries logo and the Vision 5,000 logo, and are the only logos that Wisdom Ministries permits unaffiliated third parties to display on the Internet. This permission is granted subject to certain terms and conditions. If you are interested in using Wisdom Ministries logos, you should submit the name of your site, the address of your site, and the name of your site operator along with your request.
The posting or creation of a link to our site signifies that you have read the above restrictions and agree to abide by them.
Miscellaneous
These terms of agreement represent the total agreement between you and Wisdom Ministries regarding your use of this site, and they supercede any other oral or written agreement on this subject between us. If any portion of these terms of agreement is found to be unlawful, then it will be considered eliminated from the terms of agreement and will not affect the validity of the remaining terms. No waiver of any breach of the terms of agreement will be considered to be a waiver of any preceding or ensuing breach of the terms of agreement. Any heading title found in the terms of agreement is only there for the sake of convenience, and does not define or explain any part of the terms of agreement. Wisdom Ministries reserves the right to ask you to sign a hard-copy version of these terms of agreement.
